AMFI-registered Mutual Fund Distributor · Research-led, goal-based investing +91 98765 43210hello@finabhi.com
Save tax, grow wealth

Tax Saving (ELSS)

Equity Linked Savings Schemes offer Section 80C deductions with the shortest lock-in (3 years) among tax-saving options and the growth potential of equity.

₹1.5 L80C limit per year
3 yrsLock-in
EquityGrowth potential

Tax saving that also builds wealth

An ELSS (Equity Linked Savings Scheme) is a diversified equity mutual fund that qualifies for a deduction of up to ₹1.5 lakh a year under Section 80C — available if you file under the old tax regime.

Why investors like ELSS

  • Shortest lock-in among 80C options — just 3 years per instalment.
  • Equity growth potential over the long term.
  • SIP-friendly — spread your tax-saving investment through the year instead of a March rush.

Old vs new tax regime

The 80C deduction is not available under the new tax regime. Your advisor can help you compare both regimes based on your income and deductions before you invest for tax.

Use our ELSS calculator to estimate tax saved and potential growth.

Why invest this way

What makes Tax Saving (ELSS) work for you

Regime check

We help you decide whether old or new regime works better.

Tax SIPs

Spread tax investing across 12 months.

Proofs on time

Investment statements ready for your employer.

How it works

From first call to a working portfolio

Start with a free call
01

Discovery call

We understand your goals, income, existing investments and comfort with risk.

02

Personalised plan

You get a written plan with fund choices, SIP amounts and timelines.

03

Paperless onboarding

Complete KYC online and start investing in minutes.

04

Ongoing reviews

We track your portfolio and recommend changes only when needed.

FAQs

Questions about Tax Saving (ELSS)

Still have questions? Talk to us
How is the lock-in calculated for SIPs?
Each SIP instalment has its own 3-year lock-in from the date it was invested.
Are ELSS returns taxable?
Gains on redemption are treated as long-term capital gains on equity and taxed as per prevailing rules, with an annual exemption limit.
Free 30-minute consultation

Your money deserves a plan, not a guess.

Share a few details and a qualified advisor will help you map your goals to the right mix of investments.

  • No spam, no pushy selling
  • Research-backed fund selection
  • One point of contact for all your investments
Book a free consultationAn advisor will call you within one working day.
Call WhatsApp Free consultation