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SIP Calculator

Estimate the future value of your monthly SIP and see how compounding grows your money year by year.

Results are estimates for illustration and do not guarantee returns. Actual returns depend on market conditions and the products you choose.

What is the SIP Calculator?

A SIP calculator shows how a fixed monthly investment could grow over time at an assumed rate of return. It helps you decide how much to invest each month for a goal, and shows how strongly the investment period affects your final corpus.

How it is calculated

FV = P × [((1 + r)n − 1) ÷ r] × (1 + r), where P is the monthly SIP, r is the monthly rate (annual rate ÷ 12) and n is the number of months.

How to use it

  1. Move the sliders or type values into the boxes.
  2. The result and breakdown update instantly.
  3. Use the year-by-year view to see how your money grows.
  4. Book a free consultation to turn the estimate into a fund-by-fund plan.
FAQs

About the SIP Calculator

Still have questions? Talk to us
Is the SIP calculator result guaranteed?
No. It assumes a constant rate of return. Actual mutual fund returns vary with markets.
What return should I assume?
For diversified equity funds over long periods, investors often use 10–12% as a planning assumption; for debt funds, 6–7%. Be conservative.
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