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Retirement Calculator

Find out how big a corpus you need to retire comfortably — and the SIP to get there.

Results are estimates for illustration and do not guarantee returns. Actual returns depend on market conditions and the products you choose.

What is the Retirement Calculator?

The retirement calculator projects your monthly expenses to your retirement year using inflation, estimates the corpus needed to fund them through your retirement years, and works out the monthly SIP required to build it.

How it is calculated

Corpus = present value of inflation-adjusted annual expenses over retirement years, discounted at the real post-retirement return. SIP is then solved from the SIP future-value formula.

How to use it

  1. Move the sliders or type values into the boxes.
  2. The result and breakdown update instantly.
  3. Use the year-by-year view to see how your money grows.
  4. Book a free consultation to turn the estimate into a fund-by-fund plan.
FAQs

About the Retirement Calculator

Still have questions? Talk to us
What inflation rate should I use?
Household inflation in India has historically averaged around 5–7%. Use a higher figure if healthcare is a major expense.
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