What is the Step-up SIP Calculator?
A step-up (or top-up) SIP increases your monthly investment by a fixed percentage each year, usually in line with salary hikes. Even a 10% annual increase can dramatically raise your final corpus compared with a flat SIP.
How it is calculated
Each year the monthly SIP grows by the step-up percentage; every instalment compounds monthly at the expected return until the end of the period.
How to use it
- Move the sliders or type values into the boxes.
- The result and breakdown update instantly.
- Use the year-by-year view to see how your money grows.
- Book a free consultation to turn the estimate into a fund-by-fund plan.