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Fund their dreams, not loans

Child's Education

Education costs are rising faster than general inflation. Start an education fund early so your child can choose the college, not the cheapest option.

Plan for the fees of tomorrow

Professional courses in India and abroad are becoming more expensive every year — often rising faster than general inflation. A course that costs ₹25 lakh today could cost two to three times as much in 15 years.

A smart education plan

  • Set separate goals for school, graduation and post-graduation.
  • Invest in equity funds while the goal is 7+ years away.
  • Start moving to debt funds three years before fees are due.
  • Consider Sukanya Samriddhi Yojana for a girl child as a stable component.

Don't forget protection

Adequate term insurance ensures your child's education fund is completed even if you aren't there to complete it.

Your roadmap

How we plan for Child's Education

  1. 1

    Choose the course

    India or abroad, graduate or post-graduate.

  2. 2

    Project the cost

    Apply education inflation to today's fees.

  3. 3

    Invest monthly

    Equity-led SIPs with annual step-ups.

  4. 4

    Secure the corpus

    Shift to safer funds as admission approaches.

FAQs

Common questions

Still have questions? Talk to us
Should I buy a child plan from an insurer?
Combining term insurance with mutual fund SIPs is usually more transparent and cost-effective than a bundled child plan.
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