Help centre
Frequently asked questions
Everything you need to know about investing with FinAbhi.
General
Still have questions? Talk to us Getting started
What is FinAbhi?
FinAbhi is a goal-based investment platform that helps you invest in mutual funds, stocks, fixed deposits, NPS and more, with research-backed recommendations and a dedicated advisor.
How much does it cost to open an account?
Opening an account with FinAbhi is free. There are no account opening charges.
What is the minimum amount I can invest?
You can start a SIP with as little as ₹500 per month in most mutual fund schemes.
How do I get started?
Book a free consultation or fill in the enquiry form. An advisor will call you, understand your goals and help you complete paperless KYC.
Do I get a dedicated advisor?
Yes. Every family is assigned an advisor who understands your goals and reviews your portfolio regularly.
Can I invest if I am an NRI?
Yes. NRIs can invest in most Indian mutual funds through NRE/NRO accounts. We will guide you on eligibility and documentation.
Mutual funds
Still have questions? Talk to us Mutual funds & SIP
What is the difference between a SIP and a mutual fund?
A mutual fund is the investment product. A SIP is a method of investing in it — a fixed amount at regular intervals.
Can I stop or pause my SIP?
Yes. You can pause, modify or stop a SIP at any time. Most funds have no penalty for stopping a SIP.
What are direct and regular plans?
Direct plans are bought directly from the fund house and have a lower expense ratio. Regular plans are bought through a distributor and include distribution commission. Your advisor will explain the plan type used for your investments.
How are mutual fund gains taxed?
Equity fund gains held for more than 12 months are long-term capital gains with an annual exemption; shorter holdings are short-term gains. Debt fund taxation depends on purchase date and holding period. Rules change, so check the latest provisions or ask your advisor.
Safety & tax
Still have questions? Talk to us Safety, tax & accounts
Is my money safe with FinAbhi?
Your money goes directly from your bank account to the fund house or exchange and the investments are held in your name. FinAbhi never holds your money.
Will FinAbhi ever ask for my OTP or password?
Never. Do not share OTPs, passwords or PINs with anyone, including people claiming to be from FinAbhi.
How do I get my capital gains statement?
Capital gains statements are available on request and in your account dashboard, ready for your income tax return.
Free 30-minute consultation
Your money deserves a plan, not a guess.
Share a few details and a qualified advisor will help you map your goals to the right mix of investments.
- No spam, no pushy selling
- Research-backed fund selection
- One point of contact for all your investments
