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EPF Calculator

Project your Employees' Provident Fund balance at retirement.

Results are estimates for illustration and do not guarantee returns. Actual returns depend on market conditions and the products you choose.

What is the EPF Calculator?

Estimate your EPF corpus at 58 based on your basic salary, annual increments and the EPF interest rate. Employee contribution is 12% of basic + DA; of the employer's 12%, 3.67% goes to EPF.

How it is calculated

Monthly contribution = basic × (12% + 3.67%), compounded monthly at the EPF rate, with salary growing annually.

How to use it

  1. Move the sliders or type values into the boxes.
  2. The result and breakdown update instantly.
  3. Use the year-by-year view to see how your money grows.
  4. Book a free consultation to turn the estimate into a fund-by-fund plan.
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