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HRA Calculator

Calculate how much of your HRA is exempt from income tax.

Results are estimates for illustration and do not guarantee returns. Actual returns depend on market conditions and the products you choose.

What is the HRA Calculator?

If you live in rented accommodation and receive House Rent Allowance, part of it can be exempt under Section 10(13A) in the old tax regime. The exemption is the lowest of three amounts shown in the result.

How it is calculated

Exemption = least of (actual HRA, rent paid − 10% of basic, 50%/40% of basic for metro/non-metro).

How to use it

  1. Move the sliders or type values into the boxes.
  2. The result and breakdown update instantly.
  3. Use the year-by-year view to see how your money grows.
  4. Book a free consultation to turn the estimate into a fund-by-fund plan.
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