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Loan EMI Calculator

Calculate the EMI, total interest and amortisation for any loan.

Results are estimates for illustration and do not guarantee returns. Actual returns depend on market conditions and the products you choose.

What is the Loan EMI Calculator?

Calculate the monthly instalment for a home, car or personal loan, along with the total interest and a year-by-year repayment schedule.

How it is calculated

EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where r is the monthly rate and n is the number of months.

How to use it

  1. Move the sliders or type values into the boxes.
  2. The result and breakdown update instantly.
  3. Use the year-by-year view to see how your money grows.
  4. Book a free consultation to turn the estimate into a fund-by-fund plan.
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