Billing & Invoicing Software · Accounting Software
Xero vs Zoho Books
Both are billing & invoicing software and accounting software. The short answer: choose Xero if you are small businesses and accountants in the UK, Australia and New Zealand; choose Zoho Books if you are gST-registered small businesses that want accounting and invoicing together.
Some links on this site are affiliate links. If you buy through them we may earn a commission at no extra cost to you. Our rankings are not for sale; sponsored placements are always labelled.
| Best for | Small businesses and accountants in the UK, Australia and New Zealand | GST-registered small businesses that want accounting and invoicing together |
|---|---|---|
| Free plan | No (trial may exist) | Yes |
| Pricing | See provider | See provider |
| Built for India | Global | Yes |
| Categories | Billing & Invoicing Software, Accounting Software | Billing & Invoicing Software, Accounting Software, ERP Software |
| Strengths |
|
|
| Watch out for |
|
|
| Visit Xero | Visit Zoho Books |
Which should you choose?
Xero: Cloud accounting platform known for bank reconciliation, invoicing and a large app marketplace.
Zoho Books: Cloud accounting from Zoho with GST invoicing, e-way bills, bank feeds and integration with the wider Zoho suite.
The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.
Not sure either fits? See all billing & invoicing software compared.