Payment Gateways

Razorpay vs Cashfree Payments

Both are payment gateways. The short answer: choose Razorpay if you are online businesses and startups wanting a developer-friendly gateway; choose Cashfree Payments if you are businesses that need both collections and payouts.

Some links on this site are affiliate links. If you buy through them we may earn a commission at no extra cost to you. Our rankings are not for sale; sponsored placements are always labelled.

Razorpay logo RazorpayCashfree Payments logo Cashfree Payments
Best forOnline businesses and startups wanting a developer-friendly gatewayBusinesses that need both collections and payouts
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaYesYes
CategoriesPayment GatewaysPayment Gateways
Strengths
  • Wide payment method support
  • Payment links without a website
  • Good developer documentation
  • Collections plus bulk payouts
  • Payment links and forms
Watch out for
  • Fees and settlement terms vary by business type
  • KYC approval required
  • KYC and approval needed
  • Compare fees for your volume
Visit RazorpayVisit Cashfree Payments

Which should you choose?

Razorpay: Payment gateway with UPI, cards, netbanking and wallets, plus payment links, pages, subscriptions and invoices.

Cashfree Payments: Payment gateway and payouts platform supporting UPI, cards and bank transfers.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.