Payment Gateways
PhonePe Payment Gateway vs Instamojo
Both are payment gateways. The short answer: choose PhonePe Payment Gateway if you are businesses whose customers mostly pay by UPI; choose Instamojo if you are micro businesses and creators selling without a full website.
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| Best for | Businesses whose customers mostly pay by UPI | Micro businesses and creators selling without a full website |
|---|---|---|
| Free plan | Verify | Verify |
| Pricing | See provider | See provider |
| Built for India | Yes | Yes |
| Categories | Payment Gateways | Payment Gateways, E-commerce Platforms |
| Strengths |
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| Watch out for |
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| Visit PhonePe Payment Gateway | Visit Instamojo |
Which should you choose?
PhonePe Payment Gateway: Payment gateway from PhonePe with UPI-first checkout plus cards and netbanking.
Instamojo: Payment links and a simple online store builder for small sellers.
The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.
Not sure either fits? See all payment gateways compared.