Payment Gateways

PayU India vs Instamojo

Both are payment gateways. The short answer: choose PayU India if you are e-commerce and education businesses with mixed payment methods; choose Instamojo if you are micro businesses and creators selling without a full website.

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PayU India logo PayU IndiaInstamojo logo Instamojo
Best forE-commerce and education businesses with mixed payment methodsMicro businesses and creators selling without a full website
Free planVerifyVerify
PricingSee providerSee provider
Built for IndiaYesYes
CategoriesPayment GatewaysPayment Gateways, E-commerce Platforms
Strengths
  • Many payment options including EMI
  • Established provider
  • Very quick to start
  • Payment links and free store builder
Watch out for
  • Onboarding and fees depend on business category
  • Fewer advanced features for scaling
Visit PayU IndiaVisit Instamojo

Which should you choose?

PayU India: Payment gateway with UPI, cards, EMI and Buy Now Pay Later options.

Instamojo: Payment links and a simple online store builder for small sellers.

The best way to decide is to run the same week of real work through both — most offer a free plan or trial — and compare how long tasks take, what your team prefers, and the total cost for your number of users including renewal pricing.

Not sure either fits? See all payment gateways compared.